DEMO


- 12 years Financial Advisor


- 12 years Financial Advisor

- Law Degree USF, 1992

- Married Father of Three
In the 60 seconds you've been watching this video...
The average American household, including mortgage and credit cards...
The average US household spends $3,389.75 per month.
- Money Magazine Honoree
- Money Magazine Honoree

- Founder, Kinder Institute

- Director, Abacus Wealth Partners
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In the 60 seconds you've been watching this video...
...Americans have accrued an additional $3 million in debt.
Money troubles are the #1 cause of divorce in the US.


- 12 years Financial Advisor

- Law Degree USF, 1992


- 12 years Financial Advisor

- Law Degree USF, 1992

- Married Father of Three

- Certified Life Planner
You're not alone...
- Money Magazine Honoree

- Founder, Kinder Institute
- Co-Founder, Kinder Institute
- Co-Founder, Kinder Institute

- Author, "Lighting the Torch"

- Ordained Minister
- “Retire Today”

Host Ray Arata explodes the old myths. Retirement is a mental state, a lifestyle choice, a mindset which allows you to grasp onto “the life worth living” right now.
- “Money For Kids, Part One”

Ray Arata explores how kids learn about money, what they learn, and what mistakes they inherit from their parents.
- “Buying Your First Home”

Ray Arata helps first-time home buyers through the maze of decisions in the home-buying process, from making an offer through closing an escrow.
Get your finances into shape!

Ray Arata...

The average American household, including mortgage and credit cards...


...owes $485,000.00.
George Kinder...
Susan Galvan...
Future Episodes...
- Co-Founder, Kinder Institute

- Author, "Lighting the Torch"
- Co-Founder, Kinder Institute

- Author, "Lighting the Torch"

- Ordained Minister

- University Chairperson